33 Best Free Job Posting Sites For 2020 - Historial de revisiones

EzekielRowley en 08:12 8 ago 2020

2020-08-08T08:12:50Z

← Revisión anterior		Revisión de 08:12 8 ago 2020
Línea 1:		Línea 1:
-	<br> ~~What you're promoting or providing is both~~ not out ~~there in eBay categories or is forbidden~~ by ~~eBay guidelines however not eBay Classifieds guidelines (for example~~, ~~because it can’t legally be shipped)~~. ~~Imagine~~, ~~for example~~, ~~that~~ the ~~skin investor is a large pension fund or insurance firm~~, ~~with long time horizons~~. ~~The mixture~~ of ~~deposit insurance~~ and ~~bank regulation worked~~ to ~~keep the U~~.~~S. But by buying~~ a ~~portfolio of such loans made~~ by ~~an SPV, the pension fund or insurance company might be properly-positioned to bear~~ the ~~risk that some loans won~~'~~t repay~~, ~~as long as on common it receives a stable return over time. Outside traders can purchase these asset~~-~~backed securities. Next, the particular purpose vehicle issues asset-backed securities~~ (~~ABS~~), ~~that are simply financial securities the place the return is decided by the loans that the SPV bought from the financial institution~~. If you ~~adored this post~~ and ~~you would certainly like~~ to ~~obtain more facts pertaining to [http://queerography~~.~~org/boulder~~-~~pride-2/ Personal classifieds online brisbane] kindly check out our website. The loans which might be bought to the SPV could be dwelling mortgages~~, ~~or automobile loans~~, ~~or money owed to bank card companies~~, ~~or they is likely to be loans to businesses~~, ~~like the brief~~-~~time period loans called "commercial paper." Instead~~, ~~the outside traders in the SPV bear that danger~~.<br><br><br><br> ~~Instead, there's a more advanced internet of traders~~ in ~~particular objective automobiles~~, ~~often tied to banks if technically separate~~ from ~~them, who construction their monetary transactions to have~~ the ~~general effect~~ of ~~creating deposits, lending, borrowing, and investing, however without having these actions happen within~~ the ~~organizational structure of a [http://www.broowaha~~.~~com~~/~~search/traditional%20financial traditional financial] institution~~. ~~The quantity of repo transactions reported by primary dealers (those who trade straight~~ with the ~~Federal Reserve System) had grown from roughly $2 trillion in 1997~~ to ~~$7 trillion in 2008. This estimate, of course, leaves out unreported transactions~~. ~~We reach out~~ to ~~bloggers and web site editors in~~ your ~~niche and supply them with engaging content written by authors who know your trade~~. ~~Greater than 20,000 healthcare industry professionals visit~~ the ~~site day by day. These content material assets not solely improve your website's rankings~~ in the ~~major search engines~~, but ~~additionally place your brand in entrance~~ of ~~a bigger digital viewers~~ and ~~build belief within your business~~. ~~Whether you personal~~ a ~~small surf shop or are an Seo skilled working at a Fortune 500 company~~, we'~~ll help~~ you ~~supply~~ the ~~best hyperlinks and develop the most strategic content that will enhance brand exposure and search engine efficiency~~.<br><br><br><br> ~~This content options permanent one-means hyperlinks to your house web page or any sub page from related, excessive-value web properties~~. ~~Its webpage is gone~~, ~~as is its Facebook page~~ and ~~Twitter account~~. ~~The aboriginal affair~~ you ~~want to do is to actualize~~ a ~~cable web page~~. In ~~turn~~, ~~if banks face a scenario the place~~ it is ~~exhausting for them~~ to ~~re-promote their loans~~ to ~~an SPV~~, ~~and the banks have determined that they~~ now ~~not want to hold loans themselves~~, ~~then~~ the ~~banks will reduce back sharply on making loans in the primary place~~. ~~However~~, ~~on this case the bank doesn't wish to continue holding or servicing the loans~~, and ~~so it units up an SPV~~, ~~or particular function automobile~~, ~~which purchases~~ the ~~loans from~~ the ~~financial institution. By promoting off the loans to~~ a ~~particular objective car~~, the ~~financial institution insulates itself from the danger that loans may go bad. Free classifieds are~~ a ~~region of net selling in an exceedingly method that they're principally involved with~~ sale~~-purchase of merchandise and repair. This is simply the free classifieds in india ad house you are searching~~ for. ~~Keep wanting for tactics that you just think~~ can ~~make it easier to entice more clients. On the opposite facet of the market, you could have the massive~~ companies and ~~monetary funds which might be searching for a spot to park their short-time period money and get some interest~~.<br><br><br><br> ~~These establishments use~~ the ~~funds they borrow within~~ the ~~repo market~~ to ~~finance~~ a ~~wide range~~ of ~~activities~~, ~~some of them quite risky~~. ~~However~~, ~~as Sanches factors out: "Until 2011~~, ~~giant business depositors couldn't receive curiosity on their short-term deposits~~, ~~one other motivation~~ for ~~them to seek~~ an ~~alternate place~~ to ~~park their funds~~.~~" When curiosity rates have been very low, pension funds have been trying~~ to ~~find choices~~ to ~~carry cash that paid a higher curiosity fee~~, ~~too~~. ~~These institutions need to borrow some funds~~, ~~and they offer the securities they hold as collateral~~. ~~On one aspect you will have events who hold some monetary property~~, ~~which may~~ very ~~well~~ be ~~Treasury bonds or mortgage-backed securities or car-mortgage-backed securities or one thing else~~. ~~Because it turned clear that mortgage-backed securities were not safe~~, ~~those who had been putting~~ the ~~$7 trillion into the repo market backed away~~. ~~Treasury borrowing. But within the years leading up~~ to ~~the financial crisis in 2007~~-~~2008~~, ~~repo contracts began to be based mostly more~~ and ~~more on different monetary instruments~~, ~~like mortgage~~-~~backed securities~~. ~~Tech II (meta 5) really requires~~ more ~~fitting house~~, and ~~longer coaching, nevertheless~~ the ~~return is~~ best ~~attributes~~.<br>	+	<br> Senior / Military Discounts. Shop on-line with nice discounts. Choose any category, store and take a look at. Dealers will not be as liberal handing out demos to their employees. SC eating places are reopening Monday. These are virtually never considered by many entrepreneurs. If you have any questions concerning where and the best ways to use online classifieds trinidad, you could contact us at our web page. Of these, 22% or 6,615, are regulated markets underneath the APMC and 22,932 are regional periodical markets. • SEBI (Securities Exchange Board of India)- SEBI is a authorities physique which regulates financial markets and looks into Investor complaints in opposition to firms. Did you've a HOMEOWNER'S PROPERTY Damage Claim - While insured by the next Insurance Co's in the final 5 years, YOU Could also be ENTITLED TO COMPENSATION - American Family • Liberty Mutual Federal Insurance (Chubb), Nationwide • State Farm, Farmers Fire Ins. The lengthy reply: It depends upon what state you live in, and the extent to which your state is complying with federal legislation. In your Legal Needs - Estate and Probate matters, Trust preparations, Wills, Living Wills, Power-Of-Attorneys, Contact Harvey Harris, Attorney at Law. You need an skilled attorney.<br><br><br><br> If you resolve to promote the automotive before the mortgage is paid in full, the quantity you obtain from the sale of the vehicle could also be far less than the amount you'll want to pay off the mortgage. Great pay (new hires minimal $800/wk. Or you may work with no instructor and study on-line and practice ten hours a day and you will do great. You may submit internship jobs without spending a dime and help college college students with on-the-job work expertise to additional their education. A placement based mostly marketing campaign allows you to target specific websites to promote your services comparable to free online classifieds like Craigslist. There are hundreds of such Classifieds sites that possess the qualities mentioned above in the United States, but you cannot use all of them. Support bands and resistance bands for the linear regression channels are positioned on either aspect of the median worth linear regression line. Have a value in thoughts, and don't go above it of you really really feel that the automotive isn't value it.<br><br><br><br> You have got it completely backwards Landmark. We've a program for you. OSWOA stands for Original Small Works Of Art, and again, sure requirements have to be met. DRIVERS - Attention: When you have a CDL Class A, however cannot get a job because of your age. In case you have never pushed an SUV, it is important to assess whether or not a Forester would be suited to your explicit necessities. Although many web sites use comparable advert sizes, market demand particularly is a significant factor with charges. Some 800 million individuals use Facebook Marketplace each month. Facebook? Six months. Greater than 3 Billion people now use the internet, and the pattern is ever upward. DirecTV Only $19.Ninety nine per 30 days - Free premium channels HBO, Starz, Cinemax and Showtime for 3 months and Free Receiver upgrade! Months Exp., HSD/GED, Drug Screen. Click on "Search Filters," positioned at the highest left of the web page, and enter a brand new location, the day of a sale, or enter keywords to look for a sure item like furniture or antiques. You possibly can search companies like eating places, bars, music venues and extra by location.<br><br><br><br> Within the higher part of the websites promotions can be posted with no fees and registration. ATTN: OTR DRIVERS! Need to be a part of our Team @ Diamond State? RCX Solutions, Inc. DRIVERS & Owner OPERATORS Wanted! DRIVERS- $2000 Bonus! Oilfield drivers. 24 Bent Tree, Cabot. 24 Bent Tree, Cabot, $900 mo., $600 dep. The Buyer has a set number of days for an inspection and the option to accept or reject the merchandise. Auckland automotive purchaser is a well known used automotive buyer based mostly in Auckland. Go to NADA Guides to find out what your automotive is price in your region. 1994 CADILLAC Fleetwood, 1 owner, glorious situation, see at car lot on base, $6,700. CABOT - Must See! 51,000 orig. miles, Xferable extended guarantee, should see to consider! The rule of thumb is at the very least 10% of your retail business must be online. The extra advertisements you are taking out, the more individuals will know of your corporation. Starting an aroma therapy home based enterprise can open your nostril to a world of prospects and fill your wallet with income.<br><br><br><br> LPN/PRN - FULL TIME, (days and nights accessible), PA/PTA - Physical Therapist or Physical Therapy Assistant with present Ar. Or you might possibly decrease your present tax legal responsibility by exchanging a fully depreciated property and utilizing those positive aspects to buy more leveraged property, thereby increasing your depreciation expenses. They're there to study public talking from you - so your product needs to be about public talking and it should be information they can take away and begin utilizing immediately. Classified Text Ads: Text ads are the best type of newspaper labeled advertising. You may place your ad totally free & for a long interval, usually & getting the maximum visitors diverted to your product, all the time higher than a newspaper ad the place you end up paying too much more than anticipated to get the response to your ads. How a lot are you able to make? An exit event might be an IPO or a trade sale.<br>

Celsa87G04664778 en 02:15 5 ago 2020

2020-08-05T02:15:09Z

← Revisión anterior		Revisión de 02:15 5 ago 2020
Línea 1:		Línea 1:
-	<br> What you ~~are~~ promoting or ~~offering~~ is both not ~~available~~ in eBay categories or is forbidden by eBay ~~rules but~~ not eBay Classifieds guidelines (for example, ~~as a result of~~ it can’t legally be shipped). Imagine, for example, that the ~~surface~~ investor is a large pension fund or insurance ~~company~~, with long time horizons. The mixture of deposit insurance ~~coverage~~ and ~~financial institution~~ regulation worked to ~~maintain~~ the U.S. But by ~~purchasing~~ a portfolio of such loans made ~~via~~ an SPV, the pension fund or insurance company ~~will~~ be properly-positioned to bear the risk that some loans won't ~~pay off~~, as long as on common it receives a ~~solid~~ return over time. Outside ~~investors~~ can ~~buy~~ these asset-backed securities. Next, the ~~special goal~~ vehicle ~~points~~ asset-backed securities (ABS), that are ~~just monetary~~ securities the place the return is decided by the loans that the SPV bought from the financial institution. ~~Should~~ you ~~loved~~ this ~~short article in addition to~~ you ~~want~~ to ~~be given~~ more ~~information regarding online auto~~ classifieds ~~Jamaica~~ kindly ~~stop by~~ our ~~web site~~. The loans which ~~are sold~~ to the SPV ~~is likely to~~ be ~~residence~~ mortgages, or ~~automotive~~ loans, or ~~cash~~ owed to bank card companies, or they ~~may~~ be loans to ~~companies~~, like the ~~short~~-~~term~~ loans called "commercial paper." Instead, the outside traders in the SPV bear that ~~risk~~.<br><br><br><br> Instead, there's a more ~~complicated~~ internet of traders in ~~special~~ objective ~~vehicles~~, ~~typically~~ tied to banks if technically separate from them, who ~~structure~~ their monetary transactions to have the general effect of ~~making~~ deposits, lending, borrowing, and investing, however without having these actions happen in the organizational ~~construction~~ of a ~~conventional bank~~. The ~~amount~~ of repo transactions reported by ~~main~~ dealers (those ~~that~~ trade ~~immediately~~ with the Federal Reserve System) had grown from roughly $2 trillion in 1997 to $7 trillion in 2008. This estimate, ~~after all~~, leaves out unreported transactions. We reach out to bloggers and ~~website~~ editors in your niche and supply them with ~~partaking~~ content written by authors who know your trade. Greater than 20,000 healthcare ~~trade~~ professionals ~~go to~~ the ~~positioning each~~ day. These content assets not solely improve your ~~web site~~'s rankings in the search engines, but additionally place your ~~model~~ in ~~front~~ of a ~~larger~~ digital ~~audience~~ and build belief ~~inside~~ your ~~industry~~. Whether you ~~own~~ a small surf shop or are an Seo skilled working at a Fortune 500 ~~firm~~, we'll help you ~~source~~ the best ~~links~~ and develop the most strategic content ~~material~~ that ~~can improve~~ brand exposure and search engine efficiency.<br><br><br><br> This content ~~material features~~ permanent one-~~manner links~~ to your ~~private home~~ page or any sub page from related, ~~high~~-~~worth net~~ properties. Its ~~web site~~ is gone, as is its Facebook page and Twitter account. The aboriginal affair you ~~wish~~ to do is to actualize a cable page. In ~~flip~~, if banks face a scenario ~~where~~ it's exhausting for them to re-~~sell~~ their loans to an SPV, and the banks have ~~decided~~ that they now not want to hold loans themselves, then the banks will ~~lower~~ back sharply on making loans in the ~~first~~ place. However, on this case the ~~financial institution~~ doesn't ~~want~~ to continue holding or servicing the loans, and so it units up an SPV, or particular ~~goal vehicle~~, which purchases the loans from the financial institution. By promoting off the loans to a ~~special purpose automobile~~, the financial institution insulates itself from the ~~risk~~ that loans ~~might~~ go ~~dangerous~~. Free classifieds are a ~~area~~ of net selling in an exceedingly method that they're principally ~~concerned~~ with sale-purchase of merchandise and ~~restore~~. ~~That~~ is ~~just~~ the free classifieds in india ~~advert area~~ you ~~might be looking~~ for. Keep wanting for tactics that you just ~~assume~~ can ~~aid you appeal~~ to more ~~customers~~. On the opposite facet of the market, you have ~~got~~ the ~~big corporations~~ and monetary funds which ~~can~~ be ~~on the lookout~~ for a ~~place~~ to park their short-~~term cash~~ and get some interest.<br><br><br><br> These establishments use the funds they borrow in the repo market to finance a wide range of ~~actions~~, ~~a few~~ of them ~~fairly dangerous~~. However, as Sanches ~~points~~ out: "Until 2011, ~~large~~ business depositors couldn't receive ~~interest~~ on their short-term deposits, ~~another~~ motivation for them to seek an ~~alternative~~ place to park their funds." When curiosity rates ~~had~~ been very low, pension funds ~~were searching for options~~ to carry ~~money~~ that paid ~~the next~~ curiosity ~~price~~, too. These institutions need to borrow some funds, and they offer the securities they hold as collateral. On one ~~side~~ you ~~might~~ have ~~parties~~ who hold some ~~financial~~ property, which ~~might~~ be Treasury bonds or mortgage-backed securities or ~~automobile~~-mortgage-backed securities or one thing else. Because it turned clear that mortgage-backed securities were not ~~secure~~, those ~~that~~ had been ~~placing~~ the $7 trillion into the repo market backed away. Treasury borrowing. But within the years ~~main~~ up to the financial ~~disaster~~ in 2007-2008, repo contracts began to be based mostly more and more on different monetary ~~devices~~, like mortgage-backed securities. Tech II (meta 5) really requires more fitting ~~space~~, and longer coaching, nevertheless the return is ~~better~~ attributes.<br>	+	<br> What you're promoting or providing is both not out there in eBay categories or is forbidden by eBay guidelines however not eBay Classifieds guidelines (for example, because it can’t legally be shipped). Imagine, for example, that the skin investor is a large pension fund or insurance firm, with long time horizons. The mixture of deposit insurance and bank regulation worked to keep the U.S. But by buying a portfolio of such loans made by an SPV, the pension fund or insurance company might be properly-positioned to bear the risk that some loans won't repay, as long as on common it receives a stable return over time. Outside traders can purchase these asset-backed securities. Next, the particular purpose vehicle issues asset-backed securities (ABS), that are simply financial securities the place the return is decided by the loans that the SPV bought from the financial institution. If you adored this post and you would certainly like to obtain more facts pertaining to [http://queerography.org/boulder-pride-2/ Personal classifieds online brisbane] kindly check out our website. The loans which might be bought to the SPV could be dwelling mortgages, or automobile loans, or money owed to bank card companies, or they is likely to be loans to businesses, like the brief-time period loans called "commercial paper." Instead, the outside traders in the SPV bear that danger.<br><br><br><br> Instead, there's a more advanced internet of traders in particular objective automobiles, often tied to banks if technically separate from them, who construction their monetary transactions to have the general effect of creating deposits, lending, borrowing, and investing, however without having these actions happen within the organizational structure of a [http://www.broowaha.com/search/traditional%20financial traditional financial] institution. The quantity of repo transactions reported by primary dealers (those who trade straight with the Federal Reserve System) had grown from roughly $2 trillion in 1997 to $7 trillion in 2008. This estimate, of course, leaves out unreported transactions. We reach out to bloggers and web site editors in your niche and supply them with engaging content written by authors who know your trade. Greater than 20,000 healthcare industry professionals visit the site day by day. These content material assets not solely improve your website's rankings in the major search engines, but additionally place your brand in entrance of a bigger digital viewers and build belief within your business. Whether you personal a small surf shop or are an Seo skilled working at a Fortune 500 company, we'll help you supply the best hyperlinks and develop the most strategic content that will enhance brand exposure and search engine efficiency.<br><br><br><br> This content options permanent one-means hyperlinks to your house web page or any sub page from related, excessive-value web properties. Its webpage is gone, as is its Facebook page and Twitter account. The aboriginal affair you want to do is to actualize a cable web page. In turn, if banks face a scenario the place it is exhausting for them to re-promote their loans to an SPV, and the banks have determined that they now not want to hold loans themselves, then the banks will reduce back sharply on making loans in the primary place. However, on this case the bank doesn't wish to continue holding or servicing the loans, and so it units up an SPV, or particular function automobile, which purchases the loans from the financial institution. By promoting off the loans to a particular objective car, the financial institution insulates itself from the danger that loans may go bad. Free classifieds are a region of net selling in an exceedingly method that they're principally involved with sale-purchase of merchandise and repair. This is simply the free classifieds in india ad house you are searching for. Keep wanting for tactics that you just think can make it easier to entice more clients. On the opposite facet of the market, you could have the massive companies and monetary funds which might be searching for a spot to park their short-time period money and get some interest.<br><br><br><br> These establishments use the funds they borrow within the repo market to finance a wide range of activities, some of them quite risky. However, as Sanches factors out: "Until 2011, giant business depositors couldn't receive curiosity on their short-term deposits, one other motivation for them to seek an alternate place to park their funds." When curiosity rates have been very low, pension funds have been trying to find choices to carry cash that paid a higher curiosity fee, too. These institutions need to borrow some funds, and they offer the securities they hold as collateral. On one aspect you will have events who hold some monetary property, which may very well be Treasury bonds or mortgage-backed securities or car-mortgage-backed securities or one thing else. Because it turned clear that mortgage-backed securities were not safe, those who had been putting the $7 trillion into the repo market backed away. Treasury borrowing. But within the years leading up to the financial crisis in 2007-2008, repo contracts began to be based mostly more and more on different monetary instruments, like mortgage-backed securities. Tech II (meta 5) really requires more fitting house, and longer coaching, nevertheless the return is best attributes.<br>

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What you are promoting or offering is both not available in eBay categories or is forbidden by eBay rules but not eBay Classifieds guidelines (for example, as a result of i...'

2020-07-04T00:54:03Z

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What you are promoting or offering is both not available in eBay categories or is forbidden by eBay rules but not eBay Classifieds guidelines (for example, as a result of it can’t legally be shipped). Imagine, for example, that the surface investor is a large pension fund or insurance company, with long time horizons. The mixture of deposit insurance coverage and financial institution regulation worked to maintain the U.S. But by purchasing a portfolio of such loans made via an SPV, the pension fund or insurance company will be properly-positioned to bear the risk that some loans won't pay off, as long as on common it receives a solid return over time. Outside investors can buy these asset-backed securities. Next, the special goal vehicle points asset-backed securities (ABS), that are just monetary securities the place the return is decided by the loans that the SPV bought from the financial institution. Should you loved this short article in addition to you want to be given more information regarding online auto classifieds Jamaica kindly stop by our web site. The loans which are sold to the SPV is likely to be residence mortgages, or automotive loans, or cash owed to bank card companies, or they may be loans to companies, like the short-term loans called "commercial paper." Instead, the outside traders in the SPV bear that risk. Instead, there's a more complicated internet of traders in special objective vehicles, typically tied to banks if technically separate from them, who structure their monetary transactions to have the general effect of making deposits, lending, borrowing, and investing, however without having these actions happen in the organizational construction of a conventional bank. The amount of repo transactions reported by main dealers (those that trade immediately with the Federal Reserve System) had grown from roughly $2 trillion in 1997 to $7 trillion in 2008. This estimate, after all, leaves out unreported transactions. We reach out to bloggers and website editors in your niche and supply them with partaking content written by authors who know your trade. Greater than 20,000 healthcare trade professionals go to the positioning each day. These content assets not solely improve your web site's rankings in the search engines, but additionally place your model in front of a larger digital audience and build belief inside your industry. Whether you own a small surf shop or are an Seo skilled working at a Fortune 500 firm, we'll help you source the best links and develop the most strategic content material that can improve brand exposure and search engine efficiency. This content material features permanent one-manner links to your private home page or any sub page from related, high-worth net properties. Its web site is gone, as is its Facebook page and Twitter account. The aboriginal affair you wish to do is to actualize a cable page. In flip, if banks face a scenario where it's exhausting for them to re-sell their loans to an SPV, and the banks have decided that they now not want to hold loans themselves, then the banks will lower back sharply on making loans in the first place. However, on this case the financial institution doesn't want to continue holding or servicing the loans, and so it units up an SPV, or particular goal vehicle, which purchases the loans from the financial institution. By promoting off the loans to a special purpose automobile, the financial institution insulates itself from the risk that loans might go dangerous. Free classifieds are a area of net selling in an exceedingly method that they're principally concerned with sale-purchase of merchandise and restore. That is just the free classifieds in india advert area you might be looking for. Keep wanting for tactics that you just assume can aid you appeal to more customers. On the opposite facet of the market, you have got the big corporations and monetary funds which can be on the lookout for a place to park their short-term cash and get some interest. These establishments use the funds they borrow in the repo market to finance a wide range of actions, a few of them fairly dangerous. However, as Sanches points out: "Until 2011, large business depositors couldn't receive interest on their short-term deposits, another motivation for them to seek an alternative place to park their funds." When curiosity rates had been very low, pension funds were searching for options to carry money that paid the next curiosity price, too. These institutions need to borrow some funds, and they offer the securities they hold as collateral. On one side you might have parties who hold some financial property, which might be Treasury bonds or mortgage-backed securities or automobile-mortgage-backed securities or one thing else. Because it turned clear that mortgage-backed securities were not secure, those that had been placing the $7 trillion into the repo market backed away. Treasury borrowing. But within the years main up to the financial disaster in 2007-2008, repo contracts began to be based mostly more and more on different monetary devices, like mortgage-backed securities. Tech II (meta 5) really requires more fitting space, and longer coaching, nevertheless the return is better attributes.

33 Best Free Job Posting Sites For 2020 - Historial de revisiones

EzekielRowley en 08:12 8 ago 2020

Celsa87G04664778 en 02:15 5 ago 2020

TeraFlannery386: Página creada con ' What you are promoting or offering is both not available in eBay categories or is forbidden by eBay rules but not eBay Classifieds guidelines (for example, as a result of i...'

TeraFlannery386: Página creada con '
What you are promoting or offering is both not available in eBay categories or is forbidden by eBay rules but not eBay Classifieds guidelines (for example, as a result of i...'