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Mr.Kohli, on 2nd May, went to buy a Sony Bravia Smart Tv, from Croma with his HDFC Bank Regalia Bank card (which is on the MasterCard community). American Express is acquirer, issuer in addition to has its personal network. Payment Network: Networks like Visa, MasterCard, American Express serve because the link between acquiring banks and issuing banks. Liability for non-payment is then shared by the issuing financial institution and the buying bank, in accordance with rules established by the card association model. It gives unreal card identify, Card Number, Expiration Date and CVV quantity. For instance, when contacting them, they might ask for your birth date or your mother's maiden name. Within the above instance, Mr. Kohli is the card holder, Croma is the service provider, HDFC Bank is the Card Issuer, ICICI Bank is the Acquirer and MasterCard is the Payment Network. Banks can use each others network if an settlement is reached. To deal with this many people use fake Bank card numbers. It is a typical misconception amongst people.
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