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Mr.Kohli, on 2nd May, went to buy a Sony Bravia Smart Tv, from Croma along with his HDFC Bank Regalia Credit card (which is on the MasterCard network). American Express is acquirer, issuer as well as has its personal network. Payment Network: Networks like Visa, MasterCard, American Express serve as the hyperlink between acquiring banks and issuing banks. Liability for non-cost is then shared by the issuing bank and the acquiring financial institution, in accordance with guidelines established by the card affiliation brand. It supplies unreal card identify, Card Number, Expiration Date and CVV number. For instance, when contacting them, they may ask to your delivery date or your mom's maiden name. In the above instance, Mr. Kohli is the card holder, Croma is the merchant, HDFC Bank is the Card Issuer, ICICI Bank is the Acquirer and MasterCard is the Payment Network. Banks can use each others network if an agreement is reached. To deal with this many people use pretend Bank card numbers. It's a common misconception amongst folks.
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