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Overtaking on single carriageways when there's oncoming traffic. This speaks for itself and endangers the lives of more than simply the offending driver.
Keep a clean record. If you have penalty points on your driving record, then drive carefully prior to points are removed from your driving note. Otherwise, it will be virtually impossible as part of your extremely finance cover. And when you already have a perfect or near-perfect driving record, then keep it! While insurance companies will consider various factors when determining your premium, penalty points while having driving record will work as strikes against you-even before you start searching for car recover!
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